Group Critical Illness Manulife Financial now offers Group Critical Illness to existing Manulife Financial clients up to $50,000 with no evidence of insurability required for as little as 25 lives insured. Over Age 65 Benefits Ensure Group Benefits can provide Extended Health and Dental coverage to anyone still employed up to any age with full benefits, and no medical underwriting or exclusions. Open Long Term Disability Claim An open Long Term Disability Claim does not nessessarily mean you could not switch providers for your extended benefits. If the claim is 6 months or older, the waiver of premium feature activates, and the existing insurer will waive all future Life, AD & D, and Long Term Disability premiums. This means the new carrier is free to choose to adopt the client and the risk or not. Eye Wear and Vision Care Is your vision care maximum not enough. Get up to $750 per insured with Ensure Group Benefits.